DATABASE

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KoDATA’S DATABASE STRUCTURE

KoDATA DB, the basis of corporate credit infrastructure, is built up from diverse sources including DB pooling, credit investigation by KoDATA professionals, and KoDATA’s distinctive short-term default information.

database map - Building the Largest Corporate DB in Korea - Corporate Credit : Short-term Default DB : KoDATA’s own short-term financial default information. korea Federation of Banks DB : Corporate & Individual default information, and financial loan information. Credit Evalution - Corporate Credit Rating DB : Corporate Credit Rating by advanced evalution model developed in cooperation with S&P. Company Profiles - DB Pooling : Corporate information pooled and inputed from KoDATA shareholders and financial institutions. Credit Investigation DB : Highly-reliable corporate information based on actual inspection. Updated Corporate DB : Collected by KoDATA for start-up companies, corporate register information, lawsuit, and business closure etc. Overseas Investigation DB : Foreign companies’ information through global network of Credit Alliance

The FEATURE OF KoDATA’S DATABASE

The FEATURE OF KoDATA’S DATABASE
	Collected Information	Collection Method	Update Frequency
EXCLUSIVE for KoDATA	a. Data from KoDATA’s Shareholders b. Business Information Council - SHORT-TERM delinquency data (from 10 to 89 days overdue) of bank borrowings and credit card bills * It was established on KoDATA’s initiative. As a lead manager and organizer of this association, KoDATA enables gathering and sharing of SHORT-TERM delinquency data.	Data Sync.	On a DAILY basis
National Tax Service	- Registered Status * only “Status Check of VAT NO.” is available Accurate VAT no. should be typed in and the result only shows a business’s registered status or (if closed) closed date. * Other than this, the National Tax Service does not share any relevant information with other 3rd parties.
Korean Supreme Court	- Registry of Real-estate (ownership, collateral, seizure, etc.,) - Registry of Corporations (name, address, paid-in capital, CEO & managers, branches, establishment date, merger and acquisition, reorganization proceedings, liquidation, dissolution) * electrical monitoring of any changes in registration information
Korea Credit Information Services	- Delinquency data of bank borrowing, credit card bill, promissory note, fine, tax, employment insurance, and occupational health and safety insurance premiums, etc.,
On-demand Evaluation	- Government Procurement - Customers’ and Suppliers’ credit standing - Technology & Credit Evaluation	Subject companies’ cooperation	-

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